The following are a number of key issues that are relevant to investment choice:
Investments- Saving and investing is all about
making your money work as hard as possible for you. There are a number of
factors to consider when considering where best to place you money:
Client's financial aims and objectives.
Savings/investment period: short-term, medium-term,
long-term. What amount of cash would you need to cover unexpected
Level of risk/Client attitude to risk: 100% capital
security, medium level risk with the chance of earning an above average
return, high risk with no upside or downside on the return or ultimate value
of the initial investment e.g. stock market investments.
Taxation implications: what is the most tax efficient
How long are you investing for?
Do you need access to your money?
What level of risk are you prepared to tolerate in
order to aim to achieve a better return on your money?
Management fees and charges.
At Viaduct Financial Services we work with you to establish which types of
savings and investment plans are suitable for you and to advise you on a range
of products from our partners:
Best deposit and term savings accounts
Education savings plans
Equity based savings plans with instant access to your
funds if you wish to withdraw them.
We also have an agreement with a leading provider of capital guaranteed
investment bonds which allow you to have exposure to stock market gains without
the risk of losing your initial capital.
As experienced Financial Brokers we specialise in the saving and investment
market, establishing investment solutions, we are capable of dealing with very
complex investment related issues.
We help you to identify and understand your attitude to risk so that we can
ensure that we recommend solutions that are appropiate to you.
We can analyse your existing saving and investments to ensure they are
appropiate to meet your attitude to risk, identify any investment improvements
or cost saving opportunities that may exist.
We research the market to identify the best and most cost effective product to
meet your needs and then ensure you receive the best terms possible
The value of your investment may go down as well as up. Past
performance is not a reliable guide to future performance. The returns are based
on an investment in the funds and do not represent the returns achieved by
individual policies linked to the funds. Benefits may be affected by changes in
currency exchange rates.