It is very important that you review the benefits of your scheme and the status
of your personal plan, to establish if it is on track to give you the pension
If you are in an employer's scheme you should be able to obtain a statement from
your employer outlining the scheme benefits. Alternatively, contact us and we
can analyse your current provisions and make any recommendations with the aim of
achieving your goals.
For a personal pension, the level of contributions you have been making to your
scheme, investment performance and charges will determine the size of your
pension, however, as the years go by, your fund should increase and could
eventually get to a size where the investment returns come into play. The larger
your fund, the more advice you may need on managing the fund for optimum
performance, because every percentage point increase or decrease could
potentially represent thousands of pounds.
We will be pleased to regularly assess your benefits to establish whether they
still have the potential to meet your objectives, and make appropriate
recommendations to you.